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Thread: registering and insuring a trike

  1. #1
    30+ Posts
    Join Date
    Jan 2011
    Location
    Virginia Beach, Va
    Posts
    33

    Default registering and insuring a trike

    If I'm not mistaken (and I could be wrong here) in Va, a trike is considered a motorcycle. Anyone on here from Va with experience if I have to jump through any special hoops to get a bike that is converted to a trike registered and insured. The registration is currently up to date on it as a two wheeled motorcycle.

  2. #2
    60+ Posts bigballer's Avatar
    Join Date
    Aug 2010
    Location
    Chesterfield, Va.
    Posts
    55

    Default Re: registering and insurig a trike

    I had no problem with my 09 Triglide. I'm with State Farm. Good Luck

  3. #3
    30+ Posts danbgt's Avatar
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    Feb 2008
    Location
    Tomball, Texas
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    31

    Default Re: registering and insurig a trike

    I don't know about Virginia. But, in Texas the title description does not change when you convert a bike to a trike. It is still the same motorcycle that it started life as. The trike kit is just an accessary. Same for the insurance. The kit is covered as an accessary. The only problems I have heard of anybody having was when the trike kit was self installed. I have heard of some insurance companies not insuring a self installed trikes.
    Dan
    [SIGPIC][/SIGPIC]
    2006 Black GL1800/DFT Trike
    IBA #42179

  4. #4
    30+ Posts
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    Jan 2011
    Location
    Virginia Beach, Va
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    Default Re: registering and insurig a trike

    Thanks, definitely not a self install. Just watched the semi pull away from my house yesterday with the bike taking it to Texas to get motortrike to install the kit for me. Amazingly, they do not allow independent installers to install the trike kit on the Aero 750, it has to be done in house at the factory in Troupe, Tx. At least I shouldn't have to worry about any problems with the install.

  5. #5
    30+ Posts danbgt's Avatar
    Join Date
    Feb 2008
    Location
    Tomball, Texas
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    31

    Default Re: registering and insurig a trike

    Motor Trike used to sell their kits to anybody that wanted to buy one. I think they got to having so many people with problems after self installs they quit selling to anybody except authorized, factory trained dealer/installers.
    My first trike was a Valkyrie Interstate with a very early, self installed Motor Trike kit. The guy that built it did a really poor job. That thing was a mess. However, the wife and I had the time of our life traveling on that thing and I learned a lot about working on trikes!!

    I don't live too far from Troup. I have been at Motor Trike. It is an interesting place to visit. I bought one of their Thoroughbred Motorsports trailers to pull behind our trike.

    Good luck with your new toy!!!
    Dan
    [SIGPIC][/SIGPIC]
    2006 Black GL1800/DFT Trike
    IBA #42179

  6. #6
    30+ Posts
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    Virginia Beach, Va
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    Default Re: registering and insurig a trike

    Shoot, if ya aint far from Troupe, ya aint far from ScooterPete's near troupe. Can't remember the exact location (its been a long day for me) but that is where my Aero is going to have the trike kit done up. ScooterPete was recommended by Motor Trike as he is close to them and they will need to do some of the work themselves by the sound of it. The Aero is in the back of a semi right now on its way to Texas.

  7. #7
    300+ Posts Calman's Avatar
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    Jun 2009
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    Whortonsville, NC
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    304

    Default Re: registering and insurig a trike

    Just call your local DMV and ask them but don't tell them who you are.

    I talked to the DMV up the road from the house and was told it would be registered per Bill of Sale. So, I paid for the Shadow BEFORE the triking and registered it here in NC. Then, after I picked it up I had MotorTrike provide me with a Bill of Sale of the complete trike so I could have something to show my insurance company.

    I guess the moral of this whole exercise is that I save about $55.00 a year on taxes and that you need to talk to your insurance agent.

  8. #8
    1+ Posts
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    Nov 2012
    Location
    Belchertown, MA. USA
    Posts
    2

    Default Re: registering and insurig a trike

    To save yourself aggregation after an accident, have a stated evaluation done prior to registering your trike, insurance companies like to consider a trike conversion an accessory like a side car, but in most cases you cannot remove the trike conversion and return it to a two wheeled motorcycle, so do the stated evaluation like you would a high end custom car

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