Bullshit You do not have to even fix this trike or car or what ever is insured . you payed the insurance company your insurance premium, now they paid you for the insurance claim. we have customers come in all the time that just want to make the car or truck drivable and safe and save lots of money they walk out the door with a hand full of cash. If you have another crash & they find things they all ready paid you for last time that were not replaced they will not pay again for that part. keep your receipts and take pictures . You could go to swap meets and Ebay buy used take off parts and save a ton of money .