I have Gieco for my Trike. I pay $311 a year with a $50.00 dollar deductable. It covers my GW and all add on accessories (Trike KIt is considered add on). Total coverage is $40,000.00 in the event of an accident or total loss (including stolen):10:, but it does not cover stolen helmets or item stolen out of trike compartments:gah:, but helmets and riding gear damaged in accident are coveredThumbUp. It also comes with roadside assistance ie: Towing on Flatbed, Fuel delivery (incase you forget to look at fuel gauge), lockout(?), they will send out a locksmith, and vehcile rental if traveling and Trike can not continue onpepper.