I have Gieco for my Trike. I pay $311 a year with a $50.00 dollar deductable. It covers my GW and all add on accessories (Trike KIt is considered add on). Total coverage is $40,000.00 in the event of an accident or total loss (including stolen), but it does not cover stolen helmets or item stolen out of trike compartments, but helmets and riding gear damaged in accident are covered. It also comes with roadside assistance ie: Towing on Flatbed, Fuel delivery (incase you forget to look at fuel gauge), lockout(?), they will send out a locksmith, and vehcile rental if traveling and Trike can not continue onpepper.