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Thread: do you need insurance to buy

  1. #1
    900+ Posts oneup's Avatar
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    Default do you need insurance to buy

    do you need insurance before you purchase a bike in the USA. i have heard that in most states you do.
    i also heard that a company called progressive dealt with this online, but when i emailed them they didnt understand that i was looking for insurance for my time in the USA to buy and tour, before i go back home.
    I will only need insurance for the month i tour.

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    Default Re: do you need insurance to buy

    You will need insurance to register it even if you get temporary Tags'.
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    150+ Posts olguy's Avatar
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    Default Re: do you need insurance to buy

    I know in Houston there are several agencies that specialize in motorcycle insurance. Probably in every state. Try doing a Google search for motorcycle insurance in the state or town you plan to purchase in. You may have better luck with an agent specializing in motorcycle insurance than the national company.
    [SIGPIC][/SIGPIC]
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    Default Re: do you need insurance to buy

    what are you intending to buy here? In Florida Motorcycles do NOT require insurance. If you are purchasing a Harley they also sell insurance and maybe able to fix you up for one month of temporary coverage.
    Stallion #406 // 2013 Tri-Glide

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    Default Re: do you need insurance to buy

    Probly be easier to buy a bike and get insurance and then cancel it when you're thru with the insurance than deal with trying to explain what you want to do.

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    Default Re: do you need insurance to buy

    Dairyland Land insurence seems to be popular wherever you are buying the trike might be able to find you a local agent to help you out

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    Default Re: do you need insurance to buy

    in tennessee you can buy it and register it without insurance. but if you ride it without insurance you can get a ticket with pretty severe penalties. in some areas they might have it impounded until you show proof of insurance. a small liability policy is very reasonable. i have two trikes and my insurance is only slightly over twenty dollars a month for both of them for basic liability coverage.

  8. #8
    900+ Posts oneup's Avatar
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    Default Re: do you need insurance to buy

    thanks for the infomation. i will be buying a harley tri glide. a 2009 or newer with very low milage. harley davidson wont let dealers sell me or Australians in general buy a new bike in the USA to protect the price gouging dealers here. which is ironic as we cant buy the trike here. if it was available the starting price would be over $53000. and yes i have checked that price. bad isnt it

  9. #9
    600+ Posts TNTriker's Avatar
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    Default Re: do you need insurance to buy

    Quote Originally Posted by oneup View Post
    thanks for the infomation. i will be buying a harley tri glide. a 2009 or newer with very low milage. harley davidson wont let dealers sell me or Australians in general buy a new bike in the USA to protect the price gouging dealers here. which is ironic as we cant buy the trike here. if it was available the starting price would be over $53000. and yes i have checked that price. bad isnt it
    Have you given it any thought that it might be the price gouging dealers in Australia that wanted HD to agree to this because they knew the Australians would be buying in the States? Just sayin!

  10. #10
    4750+ Posts msocko3's Avatar
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    Default Re: do you need insurance to buy

    Quote Originally Posted by oneup View Post
    thanks for the infomation. i will be buying a harley tri glide. a 2009 or newer with very low milage. harley davidson wont let dealers sell me or Australians in general buy a new bike in the USA to protect the price gouging dealers here. which is ironic as we cant buy the trike here. if it was available the starting price would be over $53000. and yes i have checked that price. bad isnt it
    Sounds like you need to find one from a private party who is willing to help with getting it shipped to you, where there's a will there's a way.
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  11. #11
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    Default Re: do you need insurance to buy

    in the for sale forum there is one being offered check it out.
    Stallion #406 // 2013 Tri-Glide

  12. #12
    900+ Posts oneup's Avatar
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    Default Re: do you need insurance to buy

    yes if you read what i said above i am accusing HD australia, and dealers here in australia of pressuring the parent company to not sell to us. American dealers seem a lot more helpfull than ours, but cant sell a new bike to an australian, or risk their dealership.
    Thanks Gorilla i did look in the for sale section here, but its a bit too early for me to be looking at a private sale quite yet as we are planning our trip to include STURGIS 2013.
    I will be looking here seriously when it gets closer

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