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Thread: insurance information

  1. #41
    4750+ Posts msocko3's Avatar
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    Default Re: Trike insurance

    Quote Originally Posted by 10rhrk View Post
    Sounds as if you need to get a new agent, maybe even new company.
    We pay 360.00 annually for my wife's 2012 Triglide and 162.00 for my 2010 Road king with Allstate.

    I'm with Allstate also, they're insuring my 06 Ultra Classic and my 2010 Triglide for right around the same amount.
    http://i1347.photobucket.com/albums/...pswnuweejq.jpg
    Red Ultra Powered By Head-Quarters 120, Easy Clutch Pull By ClutchWIZ. 2012 GL1800 Hannigan. I've yet to ride a stock Harley which wasn't in need of a mechanical intervention.

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    Default Re: Trike insurance

    I have been with Geico I have had good service with them.
    [SIGPIC][/SIGPIC]Louis (Boo) Sanchez ride Safe ride with God

  3. #43
    600+ Posts 427dave's Avatar
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    Default Re: Trike insurance

    Quote Originally Posted by saab9k View Post
    Checked with my State Farm agent today, about insurance on trike.

    He said no go, they don't do that in Mississippi. They talked to a underwriter.

    Have a 1 ton dodge, Blazer Taurus sho, Saab 9000CD, And Yamaha road star 1700 insured.

    So need to start looking, have paid for trike kit in full when i ordered it.

    Have been with State Farm since 1969, yes not a typo 1969.

    His secretary called me
    We HAD State Farm for close to 30 years. 2 years ago we got a notice they were cancelling our home owners insurance because they were leaving Florida that they were losing too much money. They said however they would continue to carry my auto and motorcycle policies, of which I said NOT, you cancel one policy I cancel all others!!!! Purchased Allstate and saved money!
    Rear lift kit, and tour pak relocation, Road Zepplin Air seat, Chrome front forks, SE 120 ST engine, Headers by V&H, Stock mufflers, SE 259E cams, TTS tuner and SE Air Cleaner, 58 mm Throttle Body, Tank lift, Wind Deflectors, DIY Crankcase Breather, Floorboard Ext.

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  4. #44
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    Default Re: Trike insurance

    thanks, will check with allstate and progressive.

  5. #45
    20+ Posts corvette's Avatar
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    Default Re: Trike insurance

    i have progressive and i have two boss hoss trikes.i pay 700.00 a year with 12,000.00 plus book and no lay up for the winter months.

  6. #46
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    Default Re: Trike insurance

    Quote Originally Posted by saab9k View Post
    Checked with my State Farm agent today, about insurance on trike.

    He said no go, they don't do that in Mississippi. They talked to a underwriter.

    Have a 1 ton dodge, Blazer Taurus sho, Saab 9000CD, And Yamaha road star 1700 insured.

    So need to start looking, have paid for trike kit in full when i ordered it.

    Have been with State Farm since 1969, yes not a typo 1969.

    His secretary called me
    Just go with a company that insures Bikes, My house, cars, and truck are all insured by Allstate, But my Tri, Bike, ATV, and Side By side are all insured with,
    Foremost Insurance Co.
    P/S Iv'e been with Allstate since 1963.

  7. #47
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    Default Re: Trike insurance

    In Arkansas I use State Farm. Our Trike is insured as if it was a bike with an expensive accessory attached to the rear. Its a 2003 FLHTCUI Tour Glide. Insurance costs about $400 a year. We have several vehicles, other bikes and a house with the same agent for many years.

  8. #48
    40+ Posts Jerry Hobbit's Avatar
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    Default Re: Trike insurance

    I HAVE A 2010 tri-glide insured with Florida Farm Bureau. No Problems

    Jerry Hobbit

  9. #49
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    Default Re: Trike insurance

    Just a heads up. Be sure that your insurance coverage covers medically the driver of the trike as well as the passenger!!!! Some cover the Passenger and not the Driver and others cover the Driver and not the Passenger. I know of one that covers neither. Better to check and be sure you are covered all around.

  10. #50
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    Default Re: Trike insurance

    I have an 2005 Ultra Classic/Lehman. With Allstate I am paying $600 plus for the trike for a year. I have the house, 2 life, 2 boats, motorhome, 2 cars and a pickup with them, thought he had given me a good price. Liability of $100,000, $300,000 not state minimum, the others with Allstate are you at that level, if so looks I may be paying twice the price I should. No tickets in more than 25 years, that statement may come back to bite me in the ass.

  11. #51
    2500+ Posts Gold Rush's Avatar
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    Default Re: Trike insurance

    For an '06 GL1800 with $16,000 in accessories, $500 deductible, full coverage, and two bikes insured. Progressive charges me $330 in West Texas for my trike. Seems pretty fair compared to others.. I'm satisfied
    Jerry "Gold Rush" (aka: "SPOOK") San Angelo, TX
    2015 GL1800/Roadsmith HTS1800
    TOI - IBA #23804 (SS1K & BB1.5K)
    I'm like an old race horse..... I can still run the race -- Just ache more at the finish line and need more rest between outings.

  12. #52
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    Default Re: Trike insurance

    Is getting a Quote from Progressive tomorrow, on Yamaha

  13. #53
    4750+ Posts msocko3's Avatar
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    Default Re: Trike insurance

    Quote Originally Posted by Lakeman View Post
    I have an 2005 Ultra Classic/Lehman. With Allstate I am paying $600 plus for the trike for a year. I have the house, 2 life, 2 boats, motorhome, 2 cars and a pickup with them, thought he had given me a good price. Liability of $100,000, $300,000 not state minimum, the others with Allstate are you at that level, if so looks I may be paying twice the price I should. No tickets in more than 25 years, that statement may come back to bite me in the ass.
    I have 1 car, my home and both my 06 Ultra and 2010 Triglide with them. Both my bike and trike have liability of $250,000 & $500,000. I just received the bill for my bike & trike, the payment in full price is $494.44 for the year.
    http://i1347.photobucket.com/albums/...pswnuweejq.jpg
    Red Ultra Powered By Head-Quarters 120, Easy Clutch Pull By ClutchWIZ. 2012 GL1800 Hannigan. I've yet to ride a stock Harley which wasn't in need of a mechanical intervention.

  14. #54
    250+ Posts 07BlueCSC's Avatar
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    Default Re: Trike insurance

    I am paying $270 for $100/$300 and full collision on a 2007 GL1880 with a
    CSC Cobra conversion through AARP/FOREMOST.

    Got nailed by a deer last year and the only question asked was if I was OK.

    Trike was repaired to a cost of $5000 and I only paid deductable.

    No rate increase.

  15. #55
    5+ Posts disabled rider's Avatar
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    Default Re: Trike insurance

    l live in Oklahoma, and insure a 09 vstar 950, 10 vstar 950 11 victory crossroads 106 and my 04 gl 1800 w/motortrike kit. my total insurance annually is $1267.00 of which $648.00 of it is for the trike alone. l have progresive insurance. total value of the three other bikes 37k, total of wing 21k. Anyone see something wrong with this picture?

  16. #56
    2500+ Posts Gold Rush's Avatar
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    Default Re: Trike insurance

    Quote Originally Posted by disabled rider View Post
    l live in Oklahoma, and insure a 09 vstar 950, 10 vstar 950 11 victory crossroads 106 and my 04 gl 1800 w/motortrike kit. my total insurance annually is $1267.00 of which $648.00 of it is for the trike alone. l have progressive insurance. total value of the three other bikes 37k, total of wing 21k. Anyone see something wrong with this picture?
    I know the area you live in says a lot but that sure is a big difference between yours and mine... Don't have a reason of it all....
    Jerry "Gold Rush" (aka: "SPOOK") San Angelo, TX
    2015 GL1800/Roadsmith HTS1800
    TOI - IBA #23804 (SS1K & BB1.5K)
    I'm like an old race horse..... I can still run the race -- Just ache more at the finish line and need more rest between outings.

  17. #57
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    Default Re: Trike insurance

    Just got my renewal from Foremost Ins.. Same as last year, $470, for full coverage. Fire, theft, collision. Replacement cost total price $42,000! Local agent was $100 better than AARP!! Tom

  18. #58
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    Default Trike Insurance

    Is there a separate classification for trike insurance? If so, are the rates generally more or less than 2-wheelers? Just picked up my 1st trike from the shop today. Can't wait to get out on the road today for the inaugural ride.

  19. #59
    2500+ Posts Gold Rush's Avatar
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    Default Re: Trike Insurance

    Quote Originally Posted by Bamabiker View Post
    Is there a separate classification for trike insurance? If so, are the rates generally more or less than 2-wheelers? Just picked up my 1st trike from the shop today. Can't wait to get out on the road today for the inaugural ride.
    Most insurance companies deal with trikes as an accessory. Seems like I've heard of a couple that actually have rates but that might also be some sort of dream. I have $21K of accessories on my '06 GL1800.....
    Jerry "Gold Rush" (aka: "SPOOK") San Angelo, TX
    2015 GL1800/Roadsmith HTS1800
    TOI - IBA #23804 (SS1K & BB1.5K)
    I'm like an old race horse..... I can still run the race -- Just ache more at the finish line and need more rest between outings.

  20. #60
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    Default Re: Trike Insurance

    I have my insurance with Progressive its insured as 2005 Goldwing. I told the lady it was a trike all she asked for was total price paid( $28,000) for trike . I have always had good luck with Progressive I hope that remains true in the future . Greg Christian

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