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Thread: getting financed for a trike

  1. #1
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    Default getting financed for a trike

    We are having issues with financing on a 2002 Honda Goldwing champion trike. It has 45k miles, a bunch of accessories. We can only get the value of the bike not the value of the package. Who is everyone using instead of banks.

    Thanks in advance,
    Chris

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    When we bought our first one, we had problems getting our bank to understand what a trike was. Finally, took them photos and still had to explain everything. It helped that I have banked with them for thirty plus years. Directing them to something like Cycle Trader might help. Don't think there's anything like a blue book for trikes.

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    1250+ Posts jaxbobg's Avatar
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    Default

    Quote Originally Posted by VelocitycyclesPA View Post
    We are having issues with financing on a 2002 Honda Goldwing champion trike. It has 45k miles, a bunch of accessories. We can only get the value of the bike not the value of the package. Who is everyone using instead of banks.

    Thanks in advance,
    Chris
    So how many threads are you going to post this on? You hit the Chat Room with the exact same question. Did you recently create a fake user ID so you could troll this board?

    Here's the reply I gave you in the Chat Room. Don't bother asking again unless you intend to be honest with this group!

    From the Chat Room:
    "Financing? Explain to the lender that you're buying a motorcycle valued at $9,700 (show them the NADA page) and $10,000 worth of accessories (same as an insurance quote).

    Seems that you're right in the ball park. Least they should go is 80%, about $16,000 on a 3 year loan. Have you tried your credit union? They financed my trike - no problem."

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    4250+ Posts pcombe's Avatar
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    Well Hell I guess he told you!

    When I was young I admired clever people, now im old I admire kind people.

    A suggestion? find out the value of the bike and then find out the value of the kit and triple tree less depreciation to arrive at a ballpark figure.

    How much will the bank loan on a bike that old? show them its true worth and see what happens?

    I think all your chrome goodies would be valued at about 1/3 the original cost? at least that's what insurance might consider if ruined?
    Enjoy life now!----------IT HAS AN EXPERATION DATE

    1989 HARLEY DAVIDSON TOUR GLIDE ULTRA CHAMPION- A WOLF IN SHEEP'S CLOTHING-(CUT YOUR WOLF LOOSE!)


    the difference between a good trike and a bad one depends entirely on the integrity of it's builder!

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    1250+ Posts jaxbobg's Avatar
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    Quote Originally Posted by pcombe View Post
    Well Hell I guess he told you!

    ......?
    Velocitycycles, just be grateful that Veritas didn't see this post. You would have gotten an ear blast that would have roasted your chestnuts big time.


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    4250+ Posts pcombe's Avatar
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    Quote Originally Posted by jaxbobg View Post
    Velocitycycles, just be grateful that Veritas didn't see this post. You would have gotten an ear blast that would have roasted your chestnuts big time.

    "just be grateful that Veritas didn't see this post. You would have gotten an ear blast that would have roasted your chestnuts big time."


    Wanna bet?

    thanks for liking my last post jax
    Enjoy life now!----------IT HAS AN EXPERATION DATE

    1989 HARLEY DAVIDSON TOUR GLIDE ULTRA CHAMPION- A WOLF IN SHEEP'S CLOTHING-(CUT YOUR WOLF LOOSE!)


    the difference between a good trike and a bad one depends entirely on the integrity of it's builder!

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    I just went ahead and got a Personal Loan large enough for my trike and a new septic system......one payment and no hassles getting the loan.

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    Quote Originally Posted by Dennisgar View Post
    I just went ahead and got a Personal Loan large enough for my trike and a new septic system......one payment and no hassles getting the loan.
    Damn! Wish I could get a new septic system. Best they'd float me for was a Porta Potty.

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    I went with all the info on the trike and the loan officer went to the website and printed off the page showing what the kit cost.That along with pics of the trike were sent in to the overwriters and the loan was approved on appeal.
    Do not argue with an idiot.He will drag you down to his level and beat you with experience.
    Its dog eat dog world and i'm wearing milkbone underwear.
    1989 GL1500 Goldwing (SOLD)
    2006 GL1800 CSC

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    2500+ Posts Ozarkryder's Avatar
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    Quote Originally Posted by Dennisgar View Post
    I just went ahead and got a Personal Loan large enough for my trike and a new septic system......one payment and no hassles getting the loan.
    There you go throwing money down the drain.
    Don - 2004 GL1800 Champion trike, 2018 Can Am Spyder RT Limited
    2 wheeler: 2013 Triumph Bonneville T100
    FORR Local 11, AMA, MRF, Mid-South MILE Committee

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    Thanks for all of your help guys! Sorry about the double post, I didn't realize it was a big deal. I just wanted so see what local people have done and that is why I went into the PA group.

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    Not a problem..post all you want, but double posts arent encouraged.

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    Sorry about the mix up, it will not happen again.

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    Quote Originally Posted by VelocitycyclesPA View Post
    Sorry about the mix up, it will not happen again.
    No problem at all...glad you joined us!

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    Just went through this with my Credit Union. They ended up using the value of a Tri-Glide in the same year model, after I showed them that the value of a Roadglide was close to the same value of a Ultraglide. The underwriters still wanted 20% down and I have good credit and a history with them

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    My issue is my CU wants to see an invoice for the trike kit and install, and the original owner can not provide that! any other suggestions?

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    13500+ Posts FuzzyWuzHe's Avatar
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    Default

    Perhaps, champion could help provide pricing for that particular kit, might be worth a phone call.

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