werewolf,
Don't just change the trike your looking for .... change the bank your talking to. I went to 'my' bank, whom I've been a customer with for over 50 years and they told me the same thing. No, not on a "What did you call it ... a trike?" and especially one as old as mine. It was 15 years old when I talked to them about it. Found another bank who was VERY willing to loan money on a trike. They even told me what the trike was worth (which was awful close to the figure I had in mind) and we went from there. Glad I took the time to search out this bank. By the way, up until the trike purchase I had never heard of them nor had they heard of me. Total strangers then but no more!