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Thread: Being held hostage by State Farm

  1. #21
    One Of The Origionals
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    Default Re: Being held hostage by State Farm

    I payed $696 for insurance on my trike for the last 4 years now. This year now that I added 2 more 2 wheelers to the stable I pay $645 for all 3

  2. #22
    70+ Posts Maria's Avatar
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    Default Re: Being held hostage by State Farm

    We've been with St F a combined total of about 30 years.... but we just switched all our vehicles - trucks, cars, bike, trike - to Liberty Mutual. Switched the house to Farmers. We're saving about $1200 a year combined. We put one truck on Farmers - the racetrack "pit truck" that drives only rarely - with minimum limits so we do get a little "combination" discount - but the $1200/year savings was before that. There's not much benefit to keeping everything with the same company if you can boost your limits and still save $$$ by switching. (And yes, there are crooked agents with EVERY insurance company. Our new agent is an ******* but his rates are good.)

  3. #23
    Class Clown Bikerbozo's Avatar
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    Default Re: Being held hostage by State Farm

    I'm pretty happy with Foremost. $363 get's me full coverage on my 2010 Tri-Glide and basic coverage for two other bikes. The 3rd wheel is treated as an accessory in NY.

  4. #24
    850+ Posts rwhgme's Avatar
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    Default Re: Being held hostage by State Farm

    We have everything with Lib Mut and I shopped around. They were the best combination of price and customer service.

  5. #25
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    Default Re: Being held hostage by State Farm

    Hey Will---(and anyone else)

    Please give my agent a try.

    John English
    407-321-8400

    He has saved several of my friends some money on their policies.

    Tell him (or anyone that you talk to) that you got the info from
    Mike Fillion in Orlando.

    :wtg:

  6. #26
    2250+ Posts Blondie Gal's Avatar
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    Default Re: Being held hostage by State Farm

    Quote Originally Posted by Rudy View Post
    Try Progressive. They are doing homeowners packages now.
    They will insure your cat if you want them to.
    Got a cat & a dog. Bundle? (Probably not a great idea, huh?)

  7. #27
    20+ Posts RottieLuvr's Avatar
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    Default Re: Being held hostage by State Farm

    Quote Originally Posted by John Luciano View Post
    I payed $696 for insurance on my trike for the last 4 years now. This year now that I added 2 more 2 wheelers to the stable I pay $645 for all 3
    So if 3 is $51 cheaper, how many do you have to have to get insurance for $0? It's good for you, but makes no sense. Oh well, we're talking insurance company here.

  8. #28
    20+ Posts RottieLuvr's Avatar
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    Default Re: Being held hostage by State Farm

    Foremost through AARP!!! Like 'Bikerbozo" I have 1 trike & 2 bikes. Less than $400/year. Full coverage. Hartford (AARP) has house & cars. 45% LESS than Country Company. SHOP SHOP SHOP

  9. #29
    750+ Posts
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    Default Re: Being held hostage by State Farm

    state farm and nationwide took a-lot of people in the aftermath of katrina. one guy maped out his neighborhood by lot, & the ones who had other insurance companies they said thet were insured for the water damage. no so with state farm &nationwide. news
    stations said they had even hired inspectors to see the claim (THEIR) way. which meant
    no coverage. i'm sure there are a-lot of good people who work for these companies, but they won'y get my $$. Even a state senator got taken to the cleaners.

  10. #30
    1000+ Posts screwball's Avatar
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    Default Re: Being held hostage by State Farm

    Funny, we were with State Farm 38 years. When my agent retired and someone bought his agency, I started having problems. I also was told that if they didn't have all my 'insurance needs' they couldn't provide the 'prices and services' I was getting. My boat, quads, and PWCs were insured by someone else. When my second call went unanswered, I went bag and baggage to the Auto Club. Costs me a couple bucks less than SF, not enough to change if they hadn't turned ass holes. When I called Corporate to cancel all my insurance (2 houses, 4 cars, 4 motorcycles, and a 1 million dollar blanket liability) the sucking started big time. When asked why I was changing, I told them your agent is an ass hole, and if that is the kind of representation given to a 40 year client, I'm out. Very happy with the Auto Club. Cost is about the same, the phone gets answered, and everyone that answers seems to know what they are doing. Good Luck!
    http://www.triketalk.com/forum/custo...epic4494_1.gif
    Why 3 wheels?

    because 2 isn't enough and 4 is too many
    We are really Steve & Vesta Brown
    Her: 2014 Tri-Glide Me: 2015 Freewheeler
    Vietnam Vet 1967-68 U.S. Air Force

  11. #31
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    Default Re: Being held hostage by State Farm

    The tfdupetydog is right. Contact State Farm directly and give them the name and number of the agent that told you this bull and they will handle that right away. One thing I will tell you is that State Farm deliberately prices themselves out of your consideration because they really do not want to insure bikes. I have had State Farm for 30 years and have everything BUT my bikes insured with them. A very good friend of mine is and agent and he has had my business for that long, he recommends for me to buy form those that want that type of business. I use Progressive, but HATE THE COMMERCIALS, even though they are better than Geico's ridiculous lizard. I have three bikes with 100,000 coverage and still under $550 a year.

  12. #32
    600+ Posts 427dave's Avatar
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    Default Re: Being held hostage by State Farm

    In Florida I got a notice that State Farm was canceling all home owners policies and leaving Florida because the State of Florida would not allow them to raise their prices and they were losing money. I asked about the car/golf cars/motorcycle policies. They said no problem, I said I have a problem with being a 36 year customer and being cancelled so I changed everything to AAA and Progressive. Saved about $350/year

  13. #33
    30+ Posts Rex Slye's Avatar
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    Default Re: Being held hostage by State Farm

    Quote Originally Posted by Will View Post
    Friday, she says to me, I see you have a bike and boat that is not insured here (my bike is with Progressive). You have to insure everything with SF.
    That is the biggest pile of bull hockey I've ever heard of!!!! Run, Run as fast as you can, and don't look back!! So much for your 40 year loyalty.
    i've had dealings with a couple of SF agents over the years and they were real bad to deal with except on their terms which they didn't get from me.

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