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Thread: Sidecar insurance

  1. #1
    100+ Posts Smitty901's Avatar
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    Default Sidecar insurance

    The last two bikes the sidecar I have has been on it was not a big deal. The cost I had in the sidecar were not that high and I was willing to take the risk so I did not add coverage of the sidecar. Also my bikes already have $3,000 in accessory coverage.

    The new one that will go on the RGU is a different story. By time every thing is done as I want it the bill will be about $14,000. What has been your experience with the insurance end of it. The sidecar is treated as an accessory.

  2. #2
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    Gorilla's Avatar
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    Default

    Most insurance companies will cover it as an accessory. You may have to document it.
    Stallion #406 // 2013 Tri-Glide

  3. #3
    100+ Posts Smitty901's Avatar
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    Quote Originally Posted by Gorilla View Post
    Most insurance companies will cover it as an accessory. You may have to document it.
    With 3 bikes the insurance adds up. Most likely I will not insure full value and spit the risk. What I have found over the years with Motorcycles is that each company can differ a lot depending on the bike and modification.

  4. #4
    400+ Posts irmagoo's Avatar
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    i added our side car to bike insurance @ $6500.00 coverage was not a problem
    mike aka magoo
    hd sidecar rig/building v6 supercharged trike
    "even a blind squirrel finds a nut once in awhile"

  5. #5
    100+ Posts Smitty901's Avatar
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    Quote Originally Posted by irmagoo View Post
    i added our side car to bike insurance @ $6500.00 coverage was not a problem
    Worked it out with them in one call. Covered as an accessory like the other one. very little effect on the rates.

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