I'm 64 years old and have ridden longer than I like to admit. I have never had a crash, laid a bike down, or a wreck of any kind. I presently have 42,000 miles on my 2005 Goldwing trike. If you ride defensively and follow the rules I see no reason to say it is inevitable to have a wreck. That person has without a dought never ridden a motorcycle for any length of time.