Agent was here last Weds to update home insurance, since I built a detached garage. She took pics and made lots of notes as she went in and around the property. I told her I'm getting a trike next week, and wanted a quote on insurance.
Friday, she says to me, I see you have a bike and boat that is not insured here (my bike is with Progressive). You have to insure everything with SF. I asked for quotes for the bike and boat, and they were more than double what I'm paying now, so I said I'll keep them where they are.
She said, your umbrella policy will be going up 50% (to more than $550 for 1 mil), and that is non-negotiable. We've been with SF for more than 40 years, and I am ready to make some changes.
Any suggestions on a stand-alone umbrella from somebody else?
Friday, she says to me, I see you have a bike and boat that is not insured here (my bike is with Progressive). You have to insure everything with SF. I asked for quotes for the bike and boat, and they were more than double what I'm paying now, so I said I'll keep them where they are.
She said, your umbrella policy will be going up 50% (to more than $550 for 1 mil), and that is non-negotiable. We've been with SF for more than 40 years, and I am ready to make some changes.
Any suggestions on a stand-alone umbrella from somebody else?
Lemme tel ya something about MOST Farmers agents....Crooks. My EX, and emphasis on EX, was an adjuster for them. I was a Paramedic/fireman. We were on different sides of the fence. I saw many people get shafted by them. Nope, don't like em either. I just found out, my life ins. of 18 years, was tapped out by them. The rates went up, and they never made mention of it, and so to make up the difference, (I was unknowingly not paying), they took the balance out of my cash value every month till it was gone, and THEN sent us a letter that we must now make this bigger payment. :machinegun: Needless to say, we are shopping,too.:yes: jimsjinx
