Motorcycle Insurance--No Depreciation (Replacement for Life)

[Jim Palmer]

We are excited to become a sponsor of TrikeTalk.com!

The MVP Insurance Agency & MotorcycleAgent.com specialize in motorcycle/powersport protection, including liability insurance. Our focus is providing the right options to riders and ensure their vehicles are properly covered.

Replacement For Life (No Depreciation)

• Riders with Model Years 2017 and Newer can lock in the MSRP for as long as they own the bike/trike. (12/31/2019 is the deadline for 2017s. Come 1/1/2020—Model Year 2018 will be the oldest to lock in this coverage)
  
• Accessories & Safety Equipment of all model years can earn replacement coverage that never expires.
  
• Customize the policy to your preference: Liability Limits, Property Damage, Medical Coverage, Income Loss, Roadside Assistance, Trip Interruption, ect.
  

EXAMPLE OF REPLACEMENT SETTLEMENT

• If your 2017 H-D TriGlide is destroyed in an accident (total loss), it can be replaced with a brand new, current year model. Depreciation is removed and, in most states, diminishing deductibles can reduce the out of pocket expense even further. (Replacement Settlement)
  
• Current NADA Value = $29,020 - $22,055 (https://www.nadaguides.com/Motorcycles/2017/Harley-Davidson/FLHTCUTG-TRIGLIDE-UL-CLSC-1753cc/Values)
  
• Actual Cash Value Settlement Policies will only pay out what the vehicle is worth at the time of loss vs providing the necessary funds to buy the new model. 2020 FLHTCUTG MSRP starts at $34,999! (https://www.harley-davidson.com/us/en/motorcycles/tri-glide-ultra/detailed-specs-and-pricing.html)
  

We are licensed an appointed in 17 states: Alabama, Arizona, California, Georgia, Illinois, Indiana, Iowa, Louisiana, Michigan, Minnesota, Mississippi (coming soon), Missouri, Ohio, South Carolina, Texas, Virginia, and Wisconsin.

Let’s compare your current policy and lock in MSRP for as long as you own your motorcycle! (Replacement for Life is available for most On-Road Motorcycle Brands)



:wave4:https://www.motorcycleagent.com/insurancequote

 

[LadyonaMission]

Thank you for saving me some money on my Freewheeler insurance today.

Lola

 

[Jim Palmer]

Thank you for saving me some money on my Freewheeler insurance today.

Lola

My pleasure! Glad we could save you some money and get you more coverage. That is what it's all about :clapping:

 

[Jack Klarich]

Jim, will you get licensed in Florida?

I have Dairyland now, tho their prices seem to be going up

 

[Burnerboy]

Any chance of visiting Massachusetts , anytime soon????

Ronnie

 

[Jim Palmer]

Jim, will you get licensed in Florida?

I have Dairyland now, tho their prices seem to be going up

As you know from living there, Florida is a unique state. In order to offer insurance in Florida, I'd need to have a physical office there. I've been working on my wife for 13+ years to move to warmer climates.

Dairyland's new program has caused the price to increase--granted they did add a few nice benefits. I'm a huge fan of American Modern's replacement for life and Allstate's accident forgiveness.

 

[Jim Palmer]

Any chance of visiting Massachusetts , anytime soon????

Ronnie

I'm working on Massachusetts and Pennsylvania next. Allstate and American Modern are very supportive of our efforts. We want to provide an outlet, for riders, as their industry expert. Too many agencies push Powersports' Coverage to the side and focus on Home/Auto/Commercial policies.