Sidecar insurance

[Smitty901]

The last two bikes the sidecar I have has been on it was not a big deal. The cost I had in the sidecar were not that high and I was willing to take the risk so I did not add coverage of the sidecar. Also my bikes already have $3,000 in accessory coverage.

The new one that will go on the RGU is a different story. By time every thing is done as I want it the bill will be about $14,000. What has been your experience with the insurance end of it. The sidecar is treated as an accessory.

 

[Gorilla]

Most insurance companies will cover it as an accessory. You may have to document it.

 

[Smitty901]

Most insurance companies will cover it as an accessory. You may have to document it.

With 3 bikes the insurance adds up. Most likely I will not insure full value and spit the risk. What I have found over the years with Motorcycles is that each company can differ a lot depending on the bike and modification.

 

[irmagoo]

i added our side car to bike insurance @ $6500.00 coverage was not a problem

 

[Smitty901]

i added our side car to bike insurance @ $6500.00 coverage was not a problem

Worked it out with them in one call. Covered as an accessory like the other one. very little effect on the rates.